The terms and conditions for using PayKeep's free UK salary calculator.
Summary: PayKeep is a free estimation tool — not financial advice. Results are based on standard HMRC assumptions and may not match your exact payslip. Use it as a guide, not a definitive tax calculation.
PayKeep is a free online salary and tax calculator for UK residents, available at www.paykeep.co.uk. It is provided for informational and educational purposes only. PayKeep is not a financial adviser, accountant, tax consultant, or regulated financial services firm.
By using PayKeep, you agree to these Terms of Use. If you do not agree, please do not use the site. We may update these terms from time to time; continued use constitutes acceptance of any changes.
PayKeep uses publicly available HMRC tax rates and thresholds for the 2026/27 tax year. Results are estimates based on standard assumptions, including:
Your actual take-home pay may differ due to your specific tax code, company benefits, additional income, or other individual circumstances. Always verify important financial decisions against your payslip or with a qualified accountant.
Nothing on PayKeep constitutes financial, tax, legal, or investment advice. The calculator is a general estimation tool. For decisions relating to salary negotiation, pension planning, tax returns, IR35 status, or any other financial matter, consult a qualified and regulated professional.
PayKeep is provided “as is” without any warranty, express or implied, including accuracy, completeness, fitness for a particular purpose, or availability. We do not guarantee the site will be error-free or uninterrupted.
To the fullest extent permitted by UK law, PayKeep and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, the calculator results. This includes but is not limited to financial loss, tax penalties, or employment decisions made based on estimates from this site.
All content on PayKeep — including text, code, design, and data — is owned by or licensed to PayKeep. You may not reproduce, redistribute, or commercially exploit any content without prior written permission. Personal, non-commercial use is permitted.
PayKeep may link to external sites such as GOV.UK and HMRC for reference. We are not responsible for the content, accuracy, or privacy practices of external websites.
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Legal enquiries: legal@paykeep.co.uk